At Star One, you’re not just opening an account...
You’re unlocking a better way to bank. With consistently low loan rates, higher savings returns, and support that actually supports, we’re here to make your financial life feel less like work.
Enjoy higher dividends on savings and lower rates on loans compared to many banks.
Keep more of your money with fewer fees on everyday accounts and services.
As a member, you’re also an owner, so your needs—not outside shareholders—come first.
Manage your accounts easily online, on mobile, or at thousands of shared branches and ATMs nationwide.
Get friendly, local support from people who care about your financial success.
Know that you’re part of an organization that gives back through donations, volunteering, and local partnerships.
Looking to become a member?
Those who live, regularly work in, or attend school in Santa Clara County and several other counties, to employees of specific companies, and immediate family members.
Star One provides great rates and exceptional service to its members. Since 2015, America's Credit Unions (formerly CUNA) has named Star One the #1 credit union in the country for highest direct financial benefits to its members.
Apply for membership online or at a branch near you. Maintain $50 in your Savings Account, and your membership is active. There is no membership fee!
We’re People Driven, Not Profit Driven! Simple everyday banking products. Low or no-fee accounts. Industry-leading rates on savings and loans. Convenient access and friendly service when you need it.

Frequently Asked Questions
Yes! If you qualify for an account at Star One, you’ll have access to the best checking account in the Santa Clara County. We can’t wait to see your shining face at one of our six convenient branches.
Yes! If you attend school in Santa Clara County or one of the eight surrounding counties, you can open a no-fee checking account with Star One. We’ll even reimburse some of your ATM fees, so you can focus on more important things.