At Star One, you’re not just opening an account...

You’re unlocking a better way to bank. With consistently low loan rates, higher savings returns, and support that actually supports, we’re here to make your financial life feel less like work.

Better Rates

Enjoy higher dividends on savings and lower rates on loans compared to many banks.

Low or No Fees

Keep more of your money with fewer fees on everyday accounts and services.

Member Ownership

As a member, you’re also an owner, so your needs—not outside shareholders—come first.

Convenient Access

Manage your accounts easily online, on mobile, or at thousands of shared branches and ATMs nationwide.

Personalized Service

Get friendly, local support from people who care about your financial success.

Community Impact

Know that you’re part of an organization that gives back through donations, volunteering, and local partnerships.

Looking to become a member?

Those who live, regularly work in, or attend school in Santa Clara County and several other counties, to employees of specific companies, and immediate family members.

dad balancing daughter in the air like she's an airplane

Frequently Asked Questions

Yes! If you qualify for an account at Star One, you’ll have access to the best checking account in the Santa Clara County. We can’t wait to see your shining face at one of our six convenient branches.

Yes! If you attend school in Santa Clara County or one of the eight surrounding counties, you can open a no-fee checking account with Star One. We’ll even reimburse some of your ATM fees, so you can focus on more important things.

Membership

We have interest in your interest

As a not-for-profit organization, we put the interest of our members first. How’s that for a bank statement?

5-Star Rating for 25 years

At Star One, you’re not just opening an account—you’re unlocking a better way to bank. With consistently low loan rates, higher savings returns, and support that actually supports, we’re here to make your financial life feel less like work.