IRS Form 1098 online
You may access a copy of your 1098 for the previous year by going to the eDocuments link in Online Banking or the Mobile Banking app.
If you're not signed up for electronic delivery, we’ll mail your IRS paper Form 1098 to you by January 31 each year instead.
If you don’t receive your 1098 by February 15, you may request a copy through our secure messaging system.
Frequently Asked Questions
Who will receive a 1098 statement?
You will only receive a 1098 Mortgage Interest Statement if you paid $600.00 or more in mortgage interest during the reporting year.
The $600 threshold applies separately to each mortgage loan.
Why do I only see the primary borrower listed and not the co-borrower?
The IRS allows the 1098 Statement to be issued only to the primary borrower.
Why does the outstanding mortgage principal balance listed in box #2 not match my current loan balance?
Box #2 shows the outstanding mortgage principal balance for the mortgage as of January 1st of the tax reporting year Note: The original principal balance will be shown if loan originated during the reporting year.
Why are the points paid not showing?
IRS allows box #6 to show points paid for a primary residence purchase transaction.
Why is my address appearing in box #8 when my mailing address is the same as the property address?
If the address of the property securing the mortgage is the same as the payer's/borrower's address, either box #7 has been checked or box #8 has been completed.